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A payday loans is a type of short-term borrowing where an individual borrows a small amount at a fine rate of interest. The borrower typically writes a post-dated personal check in the amount they wish to borrow plus a fee in exchange for cash.

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We use industry-recognized security and advanced encryption technology to protect your personal information.

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After your lender has taken and approved your request, cash will be deposited directly into your bank account. That means you don’t have to take a trip to the bank to endorse and deposit a check or pay check-cashing fees.

Automated Repayment

If you authorize your lender to take payment via automatic withdrawals (known as "ACH transfers"), then your loan payments will be paid automatically directly from your bank account. This means each payment will be on time and you won’t have to worry about missing any payments or incurring any late fees.

Late Payments

Late payment policies can differ among lenders. Please make sure you read and understand the loan agreement and your lender’s late payment policy before accepting the loan. In some states, late fees may be limited by law. In other states, late payments may allow the lender to charge late fees and may accelerate the loan making it due in full immediately.

Loan Default

If you can’t make your loan payments on time, you may be in default of your loan obligations. Lenders should always follow the Fair Debt Collection Practices Act guidelines when attempting to collect loans in default. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future personal loans.

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Frequently Asked Questions at Western Sky Loans
How Much Can I Borrow ? How Much Will A Loan Cost?

What Is a Payday Loans?

Payday Loans is a short term cash loan that doesn't include all the strict requirements that a traditional bank loan has. Payday Loans Online are quick, easy and convenient so consumers can address short term and immediate financial needs, like emergency home or auto repairs, unexpected medical bills, or in times where you're falling just a bit short on your budget before next payday.

Payday Loans is a type of short-term borrowing where an individual borrows a small amount at a very high rate of interest. The borrower typically writes a post-dated personal check in the amount they wish to borrow plus a fee in exchange for cash. Everything you do is online. How easy is that? Once you are done filling out the application, all you have to do is wait for you loan amount in your email.

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Do I Qualify For Payday Loans?

Qualifying for a payday loan is simple. The basic requirements are:

  • You must be at least 18 years of age.
  • Have a regular source of income, either through employment or benefits.
  • You must have an active bank account that allows for direct deposits.

To be approved for Payday Loan, you must meet the basic requirements above. The specific lender you are matched with may have additional eligibility requirements based on its own approval criteria. Factors such as income, direct deposit of your pay, past payday loan history and state of residence may affect the approval of your loan or the amount that you are approved for.

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Never sign on the dotted line the first place you look for a Western Sky Loans. Each lender will have a slightly different formula when considering your application, which means your interest rate will vary — perhaps significantly — from one lender to the next.

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